Official Kansas Estate Contract Form in PDF Access Editor Now

Official Kansas Estate Contract Form in PDF

The Kansas Estate Contract form is a legal document used in residential real estate transactions in Kansas. It outlines the agreement between a buyer and a seller regarding the sale of a property, detailing important terms such as purchase price, inclusions, and conditions of the sale. Understanding this form is essential for both parties to ensure a smooth transaction process.

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Documents used along the form

When engaging in real estate transactions in Kansas, it is essential to have a variety of documents prepared alongside the Kansas Estate Contract form. Each of these documents plays a crucial role in ensuring that the sale process is smooth and legally compliant. Below is a list of commonly used forms that you may encounter.

  • Seller's Disclosure and Condition of Property Addendum: This document provides essential information about the property's condition, including any known defects. It helps protect both the seller and buyer by ensuring transparency.
  • FedEx Bill of Lading: A critical document used in shipping that serves as a receipt for goods and details important shipment information. For a comprehensive version, refer to PDF Templates.
  • Lead-Based Paint Disclosure Addendum: Required for homes built before 1978, this addendum informs buyers about the potential presence of lead-based paint and its hazards.
  • Contingency for Sale and/or Closing Addendum: This form outlines any conditions that must be met before the sale can proceed, such as the sale of the buyer's current home.
  • Dispute Resolution/Mediation Addendum: This document sets forth the process for resolving any disputes that may arise during the transaction, often emphasizing mediation as a preferred method.
  • Home Warranty Agreement: This optional agreement covers repairs or replacements of certain home systems and appliances for a specified period after closing, providing peace of mind for the buyer.
  • Appraisal Contingency Addendum: This addendum allows the buyer to request an appraisal of the property to ensure its value meets or exceeds the purchase price, protecting the buyer's investment.
  • Financing Addendum: This document outlines the terms of any financing involved in the transaction, including details about loans and payment structures.
  • Title Insurance Policy: This policy protects the buyer and lender against any claims or legal issues related to the property's title, ensuring that the buyer has clear ownership.
  • Closing Statement: This document summarizes the financial aspects of the transaction, detailing all costs, fees, and the final amounts due at closing.

Having these documents prepared and understood can significantly ease the process of buying or selling property in Kansas. They serve to protect your interests and ensure that all parties are informed and compliant with the necessary legal requirements. Always consult with a qualified professional if you have questions or need assistance with these forms.

FAQ

  1. What is the Kansas Estate Contract form?

    The Kansas Estate Contract form is a legal document used in real estate transactions within Kansas. It outlines the terms and conditions under which a seller agrees to sell a property and a buyer agrees to purchase it. This contract includes details such as the purchase price, property description, and any inclusions or exclusions related to the sale.

  2. Who are the parties involved in the contract?

    The contract is made between the seller and the buyer. Each party must provide their printed names and indicate their marital status. If this information is not completed, the seller's names will be inserted by the licensee assisting the seller prior to the presentation of the contract.

  3. What should be included in the property description?

    The property description should include the common address of the property, including the street address, city, zip code, and county. Additionally, a legal description of the property must be provided, which is a more detailed description that identifies the property’s boundaries and location.

  4. What are “Additional Inclusions” and “Exclusions”?

    “Additional Inclusions” refer to items that are included in the sale of the property but are not listed in the standard Seller’s Disclosure. Conversely, “Exclusions” are items that are specifically not included in the sale. If there are any discrepancies between these lists and the Seller’s Disclosure, the latter will take precedence.

  5. What is a Limited Home Warranty?

    A Limited Home Warranty is an optional service contract that covers the repair or replacement of specific components of the property for one year from the closing date. The seller or buyer can agree to purchase this warranty, which may help cover unexpected repair costs after the sale. It's important to note that this warranty does not cover pre-existing conditions.

  6. How is the purchase price structured?

    The purchase price is the total amount the buyer agrees to pay for the property. It is typically structured in several parts, including earnest money, additional earnest money, and the balance to be paid at closing. The contract specifies how these amounts are to be paid and any conditions related to financing.

  7. What is the appraisal contingency?

    The appraisal contingency allows the buyer to obtain an appraisal of the property to ensure its value meets or exceeds the purchase price. If the appraisal comes in lower than expected, the buyer can negotiate a new purchase price or cancel the contract, depending on the terms agreed upon in the contract.

  8. What happens if the sale is contingent on the sale of the buyer's property?

    If the sale is contingent upon the sale and/or closing of the buyer's property, a specific addendum must be attached to the contract. This addendum outlines the terms and conditions under which the sale will proceed, ensuring that both parties understand the implications of this contingency.

  9. How can the contract be modified?

    The contract can only be modified through a written agreement signed by all parties involved. This ensures that any changes to the terms or conditions are documented and agreed upon, preventing misunderstandings or disputes later on.

  10. What are the notice requirements in the contract?

    Any notice or communication required by the contract must be delivered in person, by facsimile, postal service, courier, or email. The contract specifies that delivery to the licensee assisting either party constitutes delivery to that party. This ensures that all communications are properly documented and acknowledged.

Misconceptions

  • Misconception 1: The Kansas Estate Contract form is only for traditional home sales.
  • This form can be used for various types of properties, including bank-owned properties and manufactured homes. It accommodates different real estate transactions.

  • Misconception 2: Once signed, the contract cannot be changed.
  • The contract can be modified if all parties agree to the changes in writing. This flexibility allows for adjustments based on negotiations or new information.

  • Misconception 3: The Seller's Disclosure is optional.
  • The Seller's Disclosure is a critical part of the contract. Sellers are legally required to disclose any known material defects in the property to avoid potential liability.

  • Misconception 4: The contract does not include any contingencies.
  • The form allows for various contingencies, such as financing or appraisal conditions. Buyers can protect themselves by including these provisions in the contract.

  • Misconception 5: Earnest money is non-refundable in all cases.
  • Earnest money can be refundable depending on the terms outlined in the contract. If contingencies are not met, the buyer may recover their earnest money.

  • Misconception 6: The closing process is the same for all real estate transactions.
  • The closing process can vary based on the type of sale, such as cash versus financed sales. Each scenario has specific requirements that must be met.

  • Misconception 7: Buyers are responsible for all costs associated with the sale.
  • The contract specifies that sellers may agree to cover certain closing costs. This can be negotiated as part of the sale.

  • Misconception 8: The Kansas Estate Contract form is outdated.
  • This form is regularly updated to comply with current laws and practices. It is important to use the latest version to ensure all legal requirements are met.

  • Misconception 9: A home warranty is mandatory.
  • A home warranty is optional and can be included in the contract if both parties agree. It provides additional peace of mind but is not a requirement.

File Specs

Fact Name Details
Form Title The document is officially titled the "Residential Real Estate Sale Contract." It outlines the terms for buying and selling residential property in Kansas.
Governing Law This contract is governed by the laws of the State of Kansas, ensuring compliance with local real estate regulations.
Seller and Buyer Identification Both the seller and buyer must print their names and indicate their marital status. If not completed, the seller's name will be added by the licensee before presentation.
Bank-Owned Property Clause If the property is bank-owned, the seller's name may be amended to reflect the title as stated in the deed at closing.
Property Description The contract requires a detailed description of the property, including street address, city, zip code, and county.
Seller's Disclosure The seller is required to disclose any known material defects in the property. This disclosure is crucial to avoid potential civil liability.
Inclusions and Exclusions Items included in the sale are specified, and any additional inclusions or exclusions must be clearly listed. The seller’s disclosure governs these terms.
Electronic Transactions The contract allows for electronic transactions in accordance with the Uniform Electronic Transaction Act adopted in Kansas.

Similar forms

The Kansas Estate Contract form shares similarities with the Purchase Agreement commonly used in real estate transactions. Both documents outline the terms and conditions under which a buyer agrees to purchase a property from a seller. They detail critical elements such as the purchase price, the property description, and the responsibilities of both parties. Just like the Kansas Estate Contract, a Purchase Agreement may include contingencies, disclosures, and provisions for closing, ensuring that all parties are clear on their obligations and rights throughout the transaction process.

Another document that resembles the Kansas Estate Contract is the Lease Agreement. While a Lease Agreement typically governs the rental of a property, it also specifies the terms under which a tenant can occupy a space. Similar to the Kansas Estate Contract, it includes details like the duration of the lease, payment terms, and responsibilities for maintenance. Both documents serve to protect the interests of the parties involved, although one pertains to ownership transfer and the other to temporary occupancy.

The Seller’s Disclosure Statement is another document that aligns closely with the Kansas Estate Contract. This statement provides essential information about the property's condition, including any known defects or issues. Just as the Kansas Estate Contract requires sellers to disclose material defects, the Seller’s Disclosure Statement ensures transparency, allowing buyers to make informed decisions. Both documents emphasize the importance of full disclosure in real estate transactions, aiming to minimize misunderstandings and potential disputes.

The Real Estate Listing Agreement also shares characteristics with the Kansas Estate Contract. This document is used when a property owner enlists a real estate agent to sell their property. Like the Kansas Estate Contract, it outlines the terms of the sale, including the commission structure and the agent's responsibilities. Both agreements are essential in facilitating the sale process, ensuring that all parties are aware of their roles and expectations in the transaction.

When dealing with the sale of vehicles, including motorcycles, having a well-documented agreement is essential. A California Motorcycle Bill of Sale form serves this purpose by ensuring that both the seller and buyer are clear on the terms of the transaction. For those looking to create or download this important document, resources like My PDF Forms can provide the necessary templates and information to complete the sale accurately and legally.

Lastly, the Closing Disclosure is akin to the Kansas Estate Contract in that it summarizes the final terms of a real estate transaction. This document provides a detailed breakdown of the closing costs, loan terms, and the financial aspects of the sale. Similar to the Kansas Estate Contract, the Closing Disclosure ensures that buyers and sellers have a clear understanding of the financial implications of the transaction before finalizing the deal. Both documents aim to promote transparency and protect the interests of all parties involved.

Preview - Kansas Estate Contract Form

RESIDENTIAL REAL ESTATE SALE CONTRACT

1THIS CONTRACT is made between: (PRINT NAMES AND INDICATE MARITAL STATUS; IF NOT

2 COMPLETED, SELLER'S NAMES TO BE INSERTED BY LICENSEE ASSISTING SELLER PRIOR TO

3 PRESENTATION TO SELLER)

4

5 SELLER: ____________________________________________________________________________

6BUYER: _____________________________________________________________________________

7

8 Bank-Owned Property (check if applicable): If the real property is bank-owned and the titled owner

9 of record is not known at the Effective Date of this Contract, BUYER and SELLER agree the name of the

10SELLER is amended to as it is stated in the Deed at Closing and is incorporated herein by reference and in

11any amendments and addenda. SELLER warrants it has full authority to sign and perform on this Contract

12on behalf of the titled owner of record.

13

14CONTRACT, ADDENDA, INCLUSIONS AND PROCESSES

161. PROPERTY. BUYER agrees to purchase and SELLER agrees to sell the real property and the

17improvements thereon (the "Property") commonly known as:

18__________________________________________________ ______________________________

19

Street Address

 

City

Zip

County

20

 

 

 

 

 

21

STATE: (CHECK ONE)

Missouri

Kansas

 

 

22

 

 

 

 

 

23LEGAL DESCRIPTION: (As described below)

24__________________________________________________________________________________

25_________________________________________________________________________________

26_________________________________________________________________________________

27__________________________________________________________________________________

29This Contract, including the Fixtures, Equipment and Appliances paragraph of the Seller’s Disclosure

30and Condition of Property Addendum (“Seller’s Disclosure”), not the MLS, or other promotional material,

31provides for what is included in the sale of the Property.

32

33Items listed in the “Additional Inclusions” or “Exclusions” below supersede the Seller’s Disclosure and

34the pre-printed list below. If there are no “Additional Inclusions” or “Exclusions” listed, the Seller’s

35Disclosure and the pre-printed list below govern what is or is not included in the sale.

36

37IF THERE ARE DIFFERENCES BETWEEN THE SELLER’S DISCLOSURE AND THE PRE-PRINTED

38LIST BELOW, THE SELLER’S DISCLOSURE GOVERNS. Unless modified by the Seller’s

39 Disclosure and/or the “Additional Inclusions” and/or the “Exclusions”, all existing

40improvements on the Property (if any) and appurtenances, fixtures and equipment (which

41SELLER agrees to own free and clear) whether buried, nailed, bolted, screwed, glued or

42otherwise permanently attached to the Property are expected to remain with Property, including,

43but not limited to:

44

45

Bathroom mirrors (wall mounted/

Lighting and light fixtures

Shelving, racks and towel bars

46

hung)

Mounted Entertainment System

(if attached)

47

Fences

Brackets

Storm windows, doors & screens

48

Fireplace grates, screens and/or

Other mirrors (if attached)

Window blinds, curtains, coverings and

49

glass doors (if attached)

Plumbing equipment and fixtures

mounting components

50Floor Coverings (if attached)

Residential Real Estate Sale Contract 2013

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51 Improvements on the Property include a manufactured/mobile home. (A manufactured/mobile

52home may be considered personal property unless certain requirements have been met.)

53

54a. Additional Inclusions. The following items, if any, supersede the Seller’s Disclosure and the pre-

55

printed list before; are considered to be part of the Property, and are included in the sale.

56

_______________________________________________________________________________

57

_______________________________________________________________________________

58

_______________________________________________________________________________

59

_______________________________________________________________________________

60

_______________________________________________________________________________

61

_______________________________________________________________________________

62

b. Exclusions. The following items, if any, supersede the Seller’s Disclosure and the pre-printed list

63

64

before; are not considered to be part of the Property, and are not included in the sale.

65

_______________________________________________________________________________

66

_______________________________________________________________________________

67

_______________________________________________________________________________

68

_______________________________________________________________________________

69

_______________________________________________________________________________

70

_______________________________________________________________________________

71

 

72c. Limited Home Warranty. (Check if applicable):

74

1.

SELLER

BUYER, at a cost not to exceed $

 

, agrees to purchase a home

75

 

warranty plan from

 

 

 

 

____ (vendor) to be paid at

76

 

Closing. A home warranty plan is a limited service Contract covering repair or replacement of

77

 

the working components of the Property for one year from the Closing Date subject to the terms

78

 

and conditions of the individual plan with a per claim deductible of $ ___________.

79

 

 

 

 

 

 

 

 

80

2.

The (Check

one)

Licensee assisting SELLER

Licensee assisting BUYER will be

81

 

responsible for making arrangements for the home warranty plan, submitting required

82

 

documentation for such to the Closing Agent prior to the Closing Date. Broker may receive a fee

83

 

from the warranty company.

 

 

 

84

 

 

 

 

 

 

 

 

85Home warranty plans may not cover pre-existing conditions and are not a substitute for

86inspections.

882. ADDITIONAL TERMS AND CONDITIONS._______________________________________________

89__________________________________________________________________________________

90__________________________________________________________________________________

91__________________________________________________________________________________

92__________________________________________________________________________________

93__________________________________________________________________________________

94__________________________________________________________________________________

95__________________________________________________________________________________

973. ADDENDA. The following Addenda (riders, supplements, etc.) are attached hereto and are a part of

98this Contract (Check applicable boxes):

100

Seller’s Disclosure and Condition of Property Add.

Dispute Resolution/Mediation Addendum

101

Lead Based Paint Disclosure Addendum

Other: ________________________________

102

Contingency for Sale and/or Closing Add.

Other: ________________________________

103

(see FINANCIAL TERMS paragraph)

Other: ________________________________

104

 

 

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105 a. Effective Date. The Effective Date will be the date of final acceptance by the last party to sign

106this agreement or a Counter Offer Addendum, and Addendum(s) including the following signed by

107all parties and attached hereto: The Brokerage Relationship Disclosure Paragraph of this

108agreement; SELLER completes and BUYER and SELLER have signed a Seller’s Disclosure

109and Condition of Property Addendum and, if applicable, a Lead Based Paint Disclosure

110

Addendum for the Property.

111

 

112b. Seller’s Disclosure Status. SELLER confirms information contained in the Seller’s Disclosure and

113Condition of Property Addendum is current as of the Effective Date of the Contract. SELLER

114

understands that the law requires disclosure of any material defects, known to SELLER, in the

115

Property to prospective Buyer(s) and that failure to do so may result in civil liability for damages.

116

 

117c. Entire Agreement and Manner of Modifications. This Contract and all attachments constitute the

118

 

complete agreement of the parties concerning the Property; supersede all previous agreements,

119

 

and may be modified or assigned only by a written agreement signed by all parties.

120

 

 

121

d.

Parties. This is a Contract between SELLER and BUYER. If SELLER or BUYER constitutes two or

122

 

more persons, the terms "SELLER" or "BUYER" will be construed to read "SELLERS" or "BUYERS"

123

 

whenever the sense of the Contract requires.

124

 

 

125

 

Unless identified as SELLER or BUYER, Listing Broker and any Cooperating Broker and their

126

 

Agents (collectively referred to as "Broker") and any Escrow or Closing Agent are acting as Agents

127

 

only and are not parties to this Contract.

128

 

 

129

 

SELLER and BUYER acknowledge Broker may have a financial interest in third parties providing

130

 

specialized services required by this Contract including, but not limited to: Lender, title insurance

131

 

company, Escrow Agent, Closing Agent, warranty company, wood infestation/mechanical/structural

132

 

or other inspectors and repair personnel. SELLER and BUYER agree Broker will not be responsible

133

 

for the conduct of third parties providing specialized services whether those services were arranged

134

 

by SELLER, BUYER, or Broker on behalf of either.

135

 

 

136

e.

Notices. Any notice or other communication required or permitted hereunder may be delivered in

137

 

person, by facsimile, United States Postal Service, courier service or email to the address set forth

138

 

in this Contract or such other address or number as will be furnished in writing by any such party.

139

 

 

140

 

Such notice or communication will be deemed to have been given as of the date and time so

141

 

delivered. Delivery to or receipt by the Licensee assisting BUYER will constitute receipt by BUYER

142

 

and delivery to or receipt by the Licensee assisting SELLER will constitute receipt by SELLER.

143

 

 

144

f.

Electronic Transaction. All parties agree this transaction may be conducted by electronic means,

145

 

including email, according to the Uniform Electronic Transaction Act as adopted in Kansas and

146

 

Missouri.

Residential Real Estate Sale Contract 2013

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147PURCHASE PRICE, FINANCIAL TERMS AND CLOSING AND POSSESSION

149

4. PURCHASE PRICE. The Purchase Price for the Property is ……

$ _________________

150

which BUYER agrees to pay as follows:

 

 

 

 

151

 

 

 

 

 

 

 

 

 

152

a. Earnest Money in the form of: (Check one)

 

 

 

 

153

Personal check OR

Other ______________________________

 

154

 

in the amount of …………………………………………………

$________________(a)

155

Deposited with: (Check one)

 

 

 

 

156

 

 

 

 

 

 

Listing Broker

 

157

 

 

 

 

 

 

Escrow Agent

 

158

SELLER (BUYER acknowledges that funds payable to and held by

 

159

SELLER WILL NOT be held subject to the terms in Earnest Money

 

160

and Additional Deposits paragraph.)

 

 

 

 

161

 

 

 

 

 

 

 

 

 

162

b. Additional Earnest Money on or before

 

________

 

$________________(b)

163

Personal check OR

Other ______________________________

 

164

Deposited within 5 business days with: (Check one)

 

 

 

 

165

 

 

 

 

 

 

Listing Broker

 

166

 

 

 

 

 

 

Escrow Agent

 

167

SELLER (BUYER acknowledges that funds payable to and held by

 

168

SELLER WILL NOT be held subject to the terms of Earnest Money

 

169

and Additional Deposits paragraph.)

 

 

 

 

170

 

 

 

 

 

 

 

 

 

171

c. Total Amount Financed by BUYER (Zero if Cash Sale)

 

 

 

$________________(c)

172

(not including financed mortgage insurance premiums,

 

 

 

 

173

DVA Funding Fee or other closing costs, if any)

 

 

 

 

174

 

 

 

 

 

 

 

 

 

175

d. Balance of Purchase Price to be paid in CERTIFIED FUNDS

$________________(d)

176(Purchase Price less a, b & c of this paragraph) on or before Closing Date

178e. Total Additional Seller Expenses (Each line $0 if left blank):

180

1.

Additional SELLER paid costs. In addition to any other costs SELLER

181

 

agreed to pay herein, SELLER agrees to pay other allowable closing

 

182

 

costs permitted by Lender(s) and/or prepaid items for BUYER, not

 

183

 

to exceed:

$________________

184

 

 

 

185

2.

Lender(s) approved down payment assistance costs.

$________________

186

 

 

 

187

 

TOTAL ADDITIONAL SELLER EXPENSES NOT TO EXCEED:

$________________

188

 

 

 

189f. Other Financing Costs.

1911. Loan Costs. BUYER agrees to pay all customary costs necessary to obtain the Loan(s)

192

 

(including but not limited to, origination fees, discounts or buy-downs) unless otherwise agreed.

193

 

 

194

2.

Private Mortgage Insurance (PMI). BUYER will pay any up front PMI premium and annual

195

 

renewal premiums or will finance the PMI as a part of the Loan(s), if required by Lender(s).

196

 

 

197

3.

FHA Mortgage Insurance (MIP). BUYER will pay any up front MIP premium and annual

198

 

renewal premiums or will finance MIP as a part of the Loan(s).

Residential Real Estate Sale Contract 2013

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199

4.

DVA Funding Fee as required by Lender(s) will be paid at Closing by the BUYER or financed

200

 

as part of the Loan(s).

201

5.

Flood Insurance. BUYER agrees to pay for flood insurance if required by Lender(s).

202

 

 

2035. APPRAISED VALUE CONTINGENCY.

205If Financing is being obtained, the appraisal must be completed before the Loan commitment

206due date.

208If a cash sale, BUYER may within _______ calendar days from the Effective Date of this Contract

209(within the Inspection Period if left blank) obtain, at BUYER’S expense, an appraisal of the Property by

210an independent licensed appraiser.

211

212If the final appraised value of the Property, as determined by BUYER’S Lender’s appraiser or if a

213cash sale, BUYER’S appraiser, is not equal to or greater than the Purchase Price, BUYER may

214notify SELLER in writing, attaching a copy of the appraisal, and the following will occur:

215

 

216

a. SELLER or BUYER may seek a reconsideration of value by the appraiser, to be completed within

217

_____ calendar days (7 days if left blank) of delivery of the BUYER’S notice. If such

218

reconsideration finds a value equal to or greater than the Purchase Price, the transaction will move

219

forward to Closing.

220

 

221

b. If such reconsideration finds a value less than the Purchase Price, BUYER and SELLER will have

222

_____ calendar days (5 days if left blank) to agree upon an acceptable Purchase Price in writing. If

223

BUYER and SELLER fail to agree to an acceptable Purchase Price within the time period stated

224above, either party may cancel the Contract by written notice to the other, and BUYER’S Earnest

225

Money will be subject to the provisions of the Earnest Money and Additional Deposits paragraph of

226

the Contract.

227

 

2286. SALE CONTINGENCY. In the event the sale is contingent upon the sale and/or Closing of BUYER’S

229Property, the Contingency For Sale and/or Closing Of Buyer’s Property Addendum must be

230attached.

231

2327. FINANCIAL TERMS.

234THIS IS A CASH SALE. BUYER must provide written verification from a depository of funds on

235deposit within ____ calendar days (5 days if left blank) which are sufficient to complete the Closing on

236this Contract.

237

238 THIS IS A FINANCED SALE. This Contract is contingent upon BUYER obtaining the financing

239described in this paragraph.

240

241BUYER may obtain Loan(s) different from those described herein provided that the terms of the Loan(s)

242do not result in additional costs to SELLER, delay the Closing date, or change the Loan approval time

243frame. These changes must be agreed in writing, by both parties, within 3 days of BUYER’S knowledge

244and no later than ____ business days before Closing Date (15 days if left blank).

245

246BUYER and SELLER are hereby informed any changes to the terms below after the Effective Date of

247the Contract have the potential to delay Closing and/or change costs due to federal regulations.

Residential Real Estate Sale Contract 2013

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248

a. Type Of Financing. Loan(s) will be

owner-occupied Loan(s) or

investment Loan(s).

249

 

 

 

250b. Loan Types/Terms. BUYER will obtain a Loan(s) upon the following terms.

252

Type:

Primary Loan

Secondary Loan

253

Conventional

 

 

254

FHA

 

 

255

DVA

 

 

256

Other_________________

 

 

257

Not Applicable

 

 

258

 

 

 

259Interest Rate:

260

Fixed Rate

 

 

261

Adjustable Rate

 

 

262

Interest Only

 

 

263

Other___________________

 

 

264

 

 

 

265

Amortization Period

_________years

_________years

266

Principal Amount or LTV

____________

____________

267

 

 

 

268

All Loan amounts will include financed mortgage insurance premiums or DVA funding fee, if any,

269according to the provisions described herein (the “Loan”). The Loan(s) will be secured by a

270

mortgage/deed of trust on the Property or as otherwise required by Lender(s), and repayable in

271

monthly installments.

272

 

273c. The Loan(s) will bear interest as follows:

275

1.

Primary Loan

_____ interest rate not exceeding ______% per annum or

276

 

 

_____ the prevailing rate at closing

277

 

 

 

278

2.

Secondary Loan

_____ interest rate not exceeding ______% per annum or

279

 

 

_____ the prevailing rate at closing

280

 

 

 

281BUYER has the option to “lock in” the foregoing interest rate or to “float” the interest rate.

282

283If BUYER locks in a rate, BUYER agrees to accept the “locked” rate and terms even if different than

284

those stated above. If BUYER floats the rate, BUYER agrees to accept the rate and terms available

285from BUYER’S Lender(s) for which BUYER qualifies at Closing.

287d. Loan Application(s).

289

BUYER IS PRE-APPROVED (See attached Lender(s) letter(s).) BUYER has submitted

290

information to _______________________ / ____________________ (“Lender(s)”) who has

291checked BUYER’S credit and indicated BUYER can qualify for a Loan(s) in an amount equal to or

292greater than the Loan(s) contemplated in this Contract, subject to satisfactory appraisal of the

293

Property and any other conditions set forth in the attached Lender(s) letter(s). The pre-approval

294

must indicate the BUYER’S credit is acceptable to Lender(s) and indicate whether or not the pre-

295

approval is subject to the sale and Closing of the BUYER’S current property.

296

 

297

BUYER IS NOT PRE-APPROVED. Within ___________ calendar days (5 days if left blank)

298

after the Effective Date of this Contract, BUYER will complete a written application.

Residential Real Estate Sale Contract 2013

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299

BUYER agrees to authorize Lender(s) to perform all required services (credit report, appraisal, etc.),

300

pay the fees required by Lender(s), and provide Lender(s) with all information requested within

301

_______ calendar days (15 days if left blank) after Effective Date.

302

 

303SELLER is aware that pre-approval is not a guarantee that BUYER will receive Lender(s)

304Loan approval(s).

306e. Loan Approval(s). BUYER agrees to make a good faith effort to obtain a commitment for the

307

Loan(s) within __________ calendar days (30 days if left blank) from the Effective Date of this

308Contract (the “Loan Approval Period”) or within ________ calendar days (3 days if left blank) prior to

309

the Closing Date, whichever is earlier.

310

 

311

If BUYER is unable to obtain a commitment for the Loan(s) within the Loan Approval Period,

312

SELLER may cancel this Contract by written notice.

313

Upon written evidence of rejection provided by BUYERS Lender(s), BUYER or SELLER may

314

315

cancel this contract by written notice.

316

 

317In either case, BUYER’S Earnest Money will be subject to the provisions of the Earnest Money and

318

Additional Deposits paragraph of the Contract.

319

 

320

f. Lender Appraisal Requirements. In addition to any other costs or sums to be paid by SELLER

321

pursuant to this Contract, SELLER agrees to pay an amount not to exceed $____________ (zero if

322

left blank) for requirements contained in the Lender’s appraisal. Appraisal and/or Lender(s)

323

requirements will include inspections and/or repairs, but not any for which BUYER has agreed to be

324

responsible elsewhere in this Contract.

325

 

326

If appraisal and/or Lender(s) requirements exceed the amount in this blank and if SELLER and

327

BUYER have not agreed in writing to a resolution of the excess appraisal and/or Lender(s)

328

requirements prior to the Closing Date, or within the time period (no less than 5 business days)

329

specified in a written demand by either party, this Contract will be cancelled and disposition of

330BUYER’S Earnest Money will be subject to the provisions of the Earnest Money and Additional

331

Deposits paragraph of the Contract.

332

 

3338. CLOSING AND POSSESSION. On or before _______________ (“Closing Date”), SELLER will

334execute and deliver into escrow with the title company(s) or other Closing Agent(s), a general warranty

335deed (or special warranty deed or fiduciary deed, if SELLER is a corporation, association, financial

336institution or fiduciary) and all other documents and funds necessary to satisfy SELLER’S obligations

337under this Contract.

338

339On or before the Closing Date, BUYER will execute and deliver into escrow with the title company(s) or

340other Closing Agent(s), all documents (including note(s), mortgage(s)/deed(s) of trust, and any other

341documents required by BUYER’S Lender(s), if BUYER is obtaining financing) and funds (including Loan

342proceeds, if BUYER is obtaining financing) necessary to satisfy BUYER’S obligations under this

343Contract.

344

345SELLER and BUYER acknowledge all funds required for Closing must be in the form of

346cashier’s check, wire transfer or other certified funds.

347

348When all documents and funds have been executed and delivered into escrow with the title company(s)

349or other Closing Agent(s), the Closing will be completed. SELLER will deliver possession of the

350Property to BUYER on ___________________________ at _____ o’clock ____. m., (if left blank,

351Possession will be 5:00 P.M. on the Closing Date).

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352BUYER must not occupy the Property or place personal property in or on it prior to completion

353of the Closing and disbursement or availability of SELLER’S proceeds, if any, unless otherwise

354agreed upon in writing by the BUYER and the SELLER.

355

356CONDITION, MAINTENANCE AND INSPECTIONS OF THE PROPERTY

3589. UTILITIES. SELLER agrees to leave all utilities on until the date of possession unless otherwise agreed.

359

360The BUYER will pay SELLER for the amount of fuel left in tank(s) at Closing based upon SELLER’S

361actual cost at time of purchase, if applicable. SELLER will have tank read no earlier than 7 days and no

362later than 3 days prior to the Closing Date and provide documentation to BUYER.

363

36410. MAINTENANCE OF PROPERTY. SELLER will maintain the Property in its present condition

365through the Possession Date. SELLER agrees to perform ordinary and necessary maintenance,

366upkeep and repair to the Property and to keep the improvements on the Property fully insured, unless

367otherwise disclosed, until delivery of SELLER’S deed to BUYER.

368

369SELLER must advise BUYER in writing of any substantial change in the condition of the Property prior

370to Closing.

371

372Unless otherwise agreed in writing, SELLER must remove all possessions, trash and debris, and clean

373the Property, upon vacating or prior to delivery of Possession.

374

37511. CASUALTY LOSS. If before delivery of the deed to BUYER, improvements on the Property are

376damaged or destroyed by fire or other causes including those that could be covered by what is known

377as fire and extended coverage insurance, then the SELLER must notify the BUYER in writing within 24

378hours of such damage. The parties agree that the risk of that damage or destruction will be borne as

379follows:

380

 

381

a. If the damage is minor, SELLER may repair or replace the damage done to the Property if the work

382

can be completed before the Closing Date.

383

 

384

If the SELLER elects to repair or replace the damage done to the Property, but repair/replacement

385

cannot be completed prior to the Closing, with written agreement between the parties one of the

386

following options will be chosen:

387

 

388

1. SELLER will pay for repair/replacement after Closing; or

389

 

390

2. The parties will extend the Closing Date to such time as repairs/replacement can be completed;

391

or

392

3. With consent of BUYER’S Lender(s), 1.5 times the estimated cost of repair/replacement will be

393

394

escrowed until repair/replacement is complete with any funds remaining after payment for

395

repairs/replacement being remitted to the party that funded the escrow.

396

 

397

b. If SELLER elects not to repair or replace the damage done to the Property, or if the damage is not

398

minor, the BUYER may enforce or cancel this Contract by written notice to SELLER within 10 days

399

after receiving notice of such damage to the Property.

400

 

401

1. If BUYER elects to enforce this Contract, the Purchase Price will not be reduced and the

402

Property will be conveyed in its existing condition at the time, provided SELLER must furnish

403

BUYER with a copy of the insurance damage assessment and be responsible for paying the

404

insurance deductible and assign SELLER’S fire and extended coverage proceeds to BUYER at

405

Closing.

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406

2. If BUYER and SELLER mutually agree upon the cost of repairs, then SELLER may pay the

407

cost of those repairs.

408

 

40912. SURVEY. BUYER may, at BUYER’S expense, obtain a "Staked Surveyof the Property no later than

410_____ calendar days (10 days if left blank) prior to the Closing Date to assure there are no defects,

411encroachments, overlaps, boundary line or acreage disputes, or other such matters that would be

412disclosed by a survey.

413

414BUYER acknowledges a Mortgage Inspection Report or "Loan Survey" normally required by a lending

415institution is not a "Staked Survey. A title insurance company typically requires a "Staked Surveyin

416order to provide survey coverage to the BUYER.

417

418Within 2 calendar days of BUYER’S receipt of Survey, BUYER must notify SELLER of any

419encroachments of any improvements upon, from, or onto the Property or any building setback line,

420property line, or easement, which encroachment will be deemed to be a title defect. SELLER must

421remedy such defects as are susceptible of being remedied prior to the Closing Date. If SELLER does

422not remedy the defects in title, BUYER will have one of the following options:

423

 

424

a. Completing this purchase and accepting the title that SELLER is able to convey without adjustment

425

in the Purchase Price; or

426

b. Cancelling this Contract. BUYER’S Earnest Money will be subject to the provisions of the Earnest

427

428

Money and Additional Deposits paragraph of the Contract.

429

 

43013. INSPECTIONS. BUYER may, within _____ calendar days (10 days if left blank) (the "Inspection

431Period") after the Effective Date of this Contract, at BUYER’S expense, have property inspections by an

432independent, qualified inspector(s) which may include, but are not limited to:

433

434appliances, plumbing (including septic system), electrical, heating system, central air conditioning,

435fireplace, chimney, foundation, roof, siding, windows, doors, ceilings, floors, insulation, drainage, interior

436and exterior components, any wall, decks, driveways, patios, sidewalks, fences, slabs, pest infestation,

437health and/or environmental concerns (including lead based paint, mold, asbestos and radon) as

438provided below and in the Additional Disclosures Including Those Mandated by State or Federal Law

439paragraph.

440

441a. Property Insurability. It is recommended homeowner’s insurance availability be ascertained

442

during the Inspection Period.

443

 

444

b. Factors Affecting Inspections. BUYER acknowledges such inspections may not identify

445

deficiencies in inaccessible areas of the Property and may be limited by weather conditions at the

446

time of the inspection. It is recommended BUYER check with Lender(s) and/or local government

447

authority regarding septic inspection.

448

 

449c. Access to Property and Re-Inspections. SELLER must provide BUYER reasonable access to the

450Property to conduct the inspections, re-inspections, inspection of any corrective measures

451

completed by SELLER and/or final walk through prior to the Closing Date.

452

 

453

d. Damages and Repairs. BUYER will be responsible and pay for any damage to the

454

Property resulting from the inspection(s).

455

 

456

e. Quality of Repairs. SELLER agrees any corrective measures which SELLER performs

457

pursuant to the following provisions will be completed in a workmanlike manner with good- quality

458

materials.

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459f. Wood-Destroying Insects. SELLER AGREES TO PAY TO HAVE THE PROPERTY TREATED

460

for control of infestation by wood-destroying insects if a written inspection report of a certified pest

461

control firm reveals evidence of active infestation, or evidence of past untreated infestation, or

462

otherwise recommends treatment in the main dwelling unit, or included additional structures

463

identified below or on the Property within 30 feet of such unit or structure(s) (or as otherwise

464

required by government regulations if BUYER is obtaining an FHA/VA or other government program

465

Loan(s)). BUYER will pay for any inspections requested by BUYER and/or required by BUYER’S

466

Lender(s).

467

 

468The inspection report must be delivered WITHIN THE INSPECTION PERIOD, or any treatment

469will be at the BUYER’S expense.

471

1. If treatment is required, SELLER will provide BUYER with a certificate evidencing treatment by a

472

certified pest control firm of SELLER’S choice, which certificate BUYER agrees to accept.

473

Treatment will be completed no earlier than ninety (90) calendar days prior to the Closing Date.

474

 

475

2. Additional structures to be included in the inspection are: ______________________________

476

____________________________________________________________________________

477

____________________________________________________________________________

478

 

479

3. Any damage or repair issues related to wood-destroying insect infestations must be identified as

480

Unacceptable Conditions and addressed as set forth below.

481

 

482g. What If Buyer Does Not Conduct Inspections? If BUYER does not conduct inspections,

483

BUYER will have waived any right to cancel or renegotiate this Contract pursuant to the inspection

484

provisions.

485

 

486

h. What is an Unacceptable Condition? An Unacceptable Condition is any condition identified in a

487

written inspection report prepared by an independent qualified inspector(s) of BUYER’S choice,

488

which condition is unacceptable to BUYER and not otherwise excluded in this Contract.

489

 

490i. What If Buyer Does Not Give Timely Notice Of Unacceptable Conditions? If BUYER conducts

491

inspections but fails to notify SELLER of Unacceptable Conditions prior to the expiration of the

492

Inspection Period, BUYER will have waived any right to cancel or renegotiate this Contract pursuant

493

to these inspection provisions.

494

 

495

j. What Is Not An Unacceptable Condition? The following items will not be considered

496

Unacceptable Conditions and cannot be used by BUYER as a reason to cancel or renegotiate this

497Contract. Any items marked Excluded (EX) on Seller’s Disclosure and Condition of Property

498

Addendum in addition to the following items will not be considered.__________________________

499

_______________________________________________________________________________

500

_______________________________________________________________________________

501

 

502k. What If Buyer's Inspections Reveal Unacceptable Conditions? If BUYER’S inspections reveal

503

Unacceptable Conditions, BUYER may do any one of the following:

504

 

 

505

1.

ACCEPT THE PROPERTY "AS IS". BUYER may notify SELLER the inspections are

506

 

satisfactory or do nothing. In either case, BUYER will have waived any right to cancel or

507

 

renegotiate due to any Unacceptable Conditions; or

508

 

 

509

2.

CANCEL THIS CONTRACT by notifying SELLER in writing within the Inspection Period; or

510

 

 

511

3.

OFFER TO RENEGOTIATE with SELLER by notifying SELLER in writing within the Inspection

512

 

Period and identifying the Unacceptable Conditions.

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